Get higher interest on your funds and choose from a variety of terms with the UnionBank Time Deposit Account.

With a UnionBank Time Deposit Account, you can:

  • Choose from varied placement terms of 30 to 360 days
  • Open an account for a minimum amount of P50,000

Features at a glance:

  • Minimum investment: P50,000
  • Interest rate: Fixed for your chosen placement term; subject to rate adjustments if pre-terminated
  • Placement term: 30 to 360 days
  • Interest payment: Paid with the principal deposit at the end of the term 
  • Time deposit certificate
  • Member: PDIC. Maximum deposit insurance for each depositor: P500,000

Open an account:


Invest your money with higher interest and also have access to your income! That's the flexibility you can enjoy with the UnionBank Peso Optimizer.

With a UnionBank Peso Optimizer, you can:

  • Choose from flexible placement terms of 2, 3, 4, or 5 years + 1 day
  • Have access to your interest income. Your interest earnings are credited monthly to your other UnionBank account

Features at a glance:

  • Minimum investment: P50,000
  • Interest rate: Fixed for your chosen placement terms, subject to rate adjustments if pre-terminated
  • Placement term: 2, 3, 4, or 5 years + 1 day
  • Monthly interest payment, net of withholding tax, to your other UnionBank Savings or Checking Account 
  • Time deposit certificate
  • Tax-free if your placement is for 5 years + 1 day*
  • Member: PDIC. Maximum deposit insurance for each depositor: P500,000

*Note: Only individuals are eligible for tax exemption on long-term deposits.

Open an account:


Watch your funds grow as your interest is re-deposited into your account and compounded annually. Maximize your investment income with the UnionBank Hi-Five Account! 

With a UnionBank Hi-Five Account, you can:

  • Invest your money for a minimum placement of P50,000
  • Enjoy tax-free earnings (applicable for individuals only)
  • Enjoy higher earnings as the interest earnings are compounded annually

Features at a glance:

  • Minimum investment: P50,000
  • Interest rate: Fixed subject to investment amount; subject to rate adjustments if pre-terminated
  • Placement Term - 5 years + 1 day
  • Time deposit certificate
  • Tax-free if your placement is for 5 years + 1 day*
  • Member: PDIC. Maximum deposit insurance for each depositor: P500,000

*Note: Only individuals are eligible for tax exemption on long-term deposits.

Open an account:

Forex
May 24, 2017

Php 49.750 = USD 1.00

CurrencyBuyingSelling
US Dollar 49.750 50.150

Important Advisory

Effective 1 July 2017, there will be a new Minimum Balance Requirement (MBR) and Average Daily Balance (ADB) to earn interest for Savings and Checking Accounts. Click here for more information.

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1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com/ and a padlock symbol (ūüĒí) beside it.¬†If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (ūüĒí) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (ūüĒí) beside it.¬†If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (ūüĒí) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (ūüĒí) beside it.¬†If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (ūüĒí) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (ūüĒí) beside it.¬†If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (ūüĒí) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.