Trust and Investments

At UnionBank Trust and Investment Services Group, we understand that individuals may have distinct financial needs and objectives.

header-treasury
 

UnionBank High Net Worth Intermediate-Term Peso Fixed Income Portfolio

 

Launch Date: July 1 2016
Currency of Participation: Philippine Peso
Minimum Investment: PHP 10,000,000.00
Return Objective: The UnionBank High Net Worth Intermediate Term Peso Fixed Income Portfolio is a peso-denominated bond fund designed to provide high net worth individual & corporate investors higher returns than traditional fixed-income savings products.
Risk Parameters:

1. Credit Risk - LOW
- Limited to government securities and investment-grade corporate bonds

2. Market Risk – LOW
- Modified Duration* Limit: 3.00

Initial NAV per Unit: PHP 100.00
Time Horizon: All individuals of legal age and corporations with a short to medium investment horizon
- Minimum Holding Period: Not Applicable
- Early redemption fee: Not Applicable
Regulatory: Subject to Bangko Sentral ng Pilipinas regulations governing the creation, administration and investments of Unit Investment Trust Funds as outlined in BSP Circular 447 Series of 2004 and Section UX410 of the Manual of Regulations for Banks.
Tax: Subject to regular withholding tax of 20% on interest income.
Acceptance & Withdrawal Procedure: Investments into the fund may be accepted on any banking day, at the prevailing NAV per unit. All investments and withdrawals should be processed before 2:30 PM. Withdrawals will be funded one (1) banking day after the date of transaction.

 

 

 
Account Opening Procedures
Accounts may be opened at any UnionBank branch
Only cleared funds from an UnionBank savings account are acceptable for investment
Investments and withdrawals may be made at any UnionBank branch

 

All Unit Investment Trust Funds (UITFs) are regulated by the Bangko Sentral ng Pilipinas. UITF investments are not insured with the PDIC and do not carry a guaranteed rate of return. Past performance is not necessarily a guide to future performance. Gains and losses are solely for the account of the investor. A copy of the BSP-approved UITF Plan is available for inspection by any UITF investor.


*Modified Duration -
is the percentage price change of a fixed income instrument for a given change in the level of interest rates. Duration of 1 means that the price of a fixed income instrument is expected to change by 1% for every 100 basis point (1%) shift in the level of interest rates. The higher the duration of an instrument, the higher its risk (all other factors kept equal).
Interest rates have an inverse relationship with fixed income prices so that an increase in interest rates generally leads to a decrease in fixed income prices and vise versa.

Historical - High Net Worth Intermediate-Term Peso Fixed Income
Dec 12, 2017
DateNavPuYTDYOY
12/11/2017 99.347537 1.44% 1.68%
12/08/2017 99.528401 1.62% 1.94%
12/07/2017 99.479346 1.57% 2.23%
12/06/2017 99.620437 1.71% 2.48%
12/05/2017 99.489352 1.58% 2.46%
12/04/2017 99.652230 1.75% 2.59%
12/01/2017 99.591635 1.68% 2.47%
11/29/2017 99.678117 1.77% 2.37%
11/28/2017 99.512697 1.60% 2.54%
11/27/2017 99.491181 1.58% 2.66%
11/24/2017 99.365483 1.45% 2.56%
11/23/2017 99.543720 1.64% 1.96%
11/22/2017 99.173964 1.26% 2.07%
11/21/2017 99.788222 1.89% 2.07%
11/20/2017 99.774770 1.87% 1.56%
11/17/2017 99.781027 1.88% 1.35%
11/16/2017 99.627843 1.72% 1.04%
11/15/2017 99.663840 1.76% 1.66%
11/14/2017 99.578795 1.67% 1.54%
11/13/2017 99.705413 1.80% 1.41%
11/10/2017 100.048897 2.15% 2.07%
11/09/2017 100.352901 2.46% 1.28%
11/08/2017 99.456784 1.55% 0.09%
11/07/2017 100.014513 2.12% 0.85%
11/06/2017 100.121878 2.23% 0.87%
11/03/2017 100.233924 2.34% 0.94%
11/02/2017 100.280789 2.39% 1.01%
10/30/2017 100.341759 2.45% 0.93%
10/27/2017 100.381908 2.49% 0.85%
10/26/2017 100.089152 2.19% 0.61%
10/25/2017 100.137803 2.24% 0.70%
10/24/2017 99.948213 2.05% 0.53%
10/23/2017 100.118724 2.22% 0.83%
10/20/2017 100.328795 2.44% 0.79%
10/19/2017 100.527925 2.64% 1.19%
10/18/2017 100.314411 2.42% 1.17%
10/17/2017 100.246751 2.35% 0.83%
10/16/2017 100.491959 2.60% 1.23%
10/13/2017 100.469430 2.58% 0.91%
10/12/2017 100.357830 2.47% 0.72%
10/11/2017 100.488814 2.60% 0.61%
10/10/2017 100.310854 2.42% 0.36%
10/09/2017 100.505801 2.62% 0.58%
10/06/2017 100.395529 2.51% 0.60%
10/05/2017 100.568512 2.68% 0.75%
10/04/2017 100.542162 2.65% 0.73%
10/03/2017 100.306660 2.41% 0.61%
10/02/2017 100.418928 2.53% 0.36%
09/29/2017 100.361553 2.47% 0.29%
09/28/2017 100.286567 2.39% 0.22%
09/27/2017 100.487572 2.60% 0.42%
09/26/2017 100.547586 2.66% 0.46%
09/25/2017 100.141532 2.25% 0.02%
09/22/2017 100.292751 2.40% 0.18%
09/21/2017 100.074809 2.18% 0.22%
09/20/2017 100.110910 2.21% 0.04%
09/19/2017 100.182303 2.29% 0.22%
09/18/2017 99.864045 1.96% -0.21%
09/15/2017 100.244040 2.35% 0.09%
09/14/2017 99.987035 2.09% -0.32%
09/13/2017 99.928355 2.03% -0.34%
09/12/2017 100.205312 2.31% -0.13%
09/11/2017 100.197716 2.30% -0.14%
09/08/2017 100.188396 2.29% 0.34%
09/07/2017 99.538326 1.63% -0.77%
09/06/2017 99.906623 2.01% -0.44%
09/05/2017 99.779030 1.88% -0.56%
09/04/2017 99.954223 2.05% -0.40%
08/31/2017 99.479871 1.57% -0.86%
08/30/2017 99.435097 1.52% -0.87%
08/29/2017 99.569299 1.66% -0.24%
08/25/2017 99.317325 1.40% -0.98%
08/24/2017 99.534914 1.63% -0.73%
08/23/2017 99.545309 1.64% -0.94%
08/22/2017 99.261618 1.35% -1.05%
08/18/2017 99.169232 1.25% -1.03%
08/17/2017 99.362986 1.45% -0.97%
08/16/2017 99.030170 1.11% -1.28%
08/15/2017 99.149645 1.23% -1.15%
08/14/2017 99.234225 1.32% -1.11%
08/11/2017 99.073070 1.15% -1.28%
08/10/2017 99.129304 1.21% -1.21%
08/09/2017 99.190557 1.27% -1.11%
08/08/2017 99.084266 1.17% -1.12%
08/07/2017 99.033802 1.11% -1.28%
08/04/2017 99.201676 1.29% -1.11%
08/03/2017 99.170810 1.25% -1.17%
08/02/2017 99.100023 1.18% -1.32%
08/01/2017 99.249467 1.34% -1.19%
07/31/2017 99.243910 1.33% -1.17%
07/28/2017 98.902958 0.98% -1.53%
07/27/2017 99.085297 1.17% -1.31%
07/26/2017 99.035420 1.12% -1.35%
07/25/2017 98.842827 0.92% -1.52%
07/24/2017 98.824880 0.90% -1.44%
07/21/2017 99.036270 1.12% -1.14%
07/20/2017 99.003775 1.08% -1.22%
07/19/2017 98.788318 0.86% -1.42%
07/18/2017 98.750541 0.83% -1.46%
07/17/2017 98.898502 0.98% -1.28%
07/14/2017 98.595566 0.67% -1.63%
07/13/2017 98.847595 0.92% -1.31%
07/12/2017 98.765245 0.84% -1.42%
07/11/2017 98.800481 0.88% -1.50%
07/10/2017 98.742787 0.82% -1.45%
07/07/2017 98.714371 0.79% -1.47%
07/06/2017 98.804058 0.88% -1.34%
07/05/2017 98.826497 0.90% -1.32%
07/04/2017 98.780911 0.86% -1.38%
07/03/2017 98.782740 0.86% -1.22%
06/30/2017 98.905994 0.98% N/A%
06/29/2017 98.973665 1.05% N/A%
06/28/2017 98.995310 1.08% N/A%
06/27/2017 99.114370 1.20% N/A%
06/23/2017 99.085077 1.17% N/A%
06/22/2017 98.993351 1.07% N/A%
06/21/2017 98.979836 1.06% N/A%
06/20/2017 98.983837 1.06% N/A%
06/19/2017 99.006495 1.09% N/A%
06/16/2017 98.935364 1.01% N/A%
06/15/2017 98.961079 1.04% N/A%
06/14/2017 98.945309 1.02% N/A%
06/13/2017 98.934711 1.01% N/A%
06/09/2017 98.933204 1.01% N/A%
06/08/2017 99.015210 1.10% N/A%
06/07/2017 99.013026 1.09% N/A%
06/06/2017 98.973959 1.05% N/A%
06/05/2017 98.983426 1.06% N/A%
06/02/2017 98.848075 0.93% N/A%
06/01/2017 98.565475 0.64% N/A%
05/31/2017 98.768162 0.84% N/A%
05/30/2017 98.784745 0.86% N/A%
05/29/2017 98.990433 1.07% N/A%
05/26/2017 98.971207 1.05% N/A%
05/25/2017 98.946571 1.03% N/A%
05/24/2017 98.974115 1.05% N/A%
05/23/2017 98.939073 1.02% N/A%
05/22/2017 98.855171 0.93% N/A%
05/19/2017 98.754835 0.83% N/A%
05/18/2017 98.758873 0.83% N/A%
05/17/2017 98.701807 0.78% N/A%
05/16/2017 98.680588 0.75% N/A%
05/15/2017 98.491723 0.56% N/A%
05/12/2017 98.455332 0.52% N/A%
05/11/2017 98.449753 0.52% N/A%
05/10/2017 98.624920 0.70% N/A%
05/09/2017 98.280105 0.35% N/A%
05/08/2017 98.292117 0.36% N/A%
05/05/2017 98.496318 0.57% N/A%
05/04/2017 98.464371 0.53% N/A%
05/03/2017 98.174785 0.24% N/A%
05/02/2017 98.126954 0.19% N/A%
04/27/2017 98.309196 0.38% N/A%
04/26/2017 98.292586 0.36% N/A%
04/25/2017 98.461900 0.53% N/A%
04/24/2017 98.390819 0.46% N/A%
04/21/2017 98.204863 0.27% N/A%
04/20/2017 98.334733 0.40% N/A%
04/19/2017 98.435399 0.50% N/A%
04/18/2017 98.179593 0.24% N/A%
04/17/2017 98.324518 0.39% N/A%
04/12/2017 98.361397 0.43% N/A%
04/11/2017 98.369621 0.44% N/A%
04/10/2017 98.334227 0.40% N/A%
04/07/2017 98.175690 0.24% N/A%
04/06/2017 98.170222 0.23%% N/A%
04/05/2017 98.017220 0.08% N/A%
04/04/2017 98.125295 0.19% N/A%
04/03/2017 98.388719 0.46% N/A%
03/31/2017 98.065689 0.13%% N/A%
03/30/2017 98.196403 0.26% N/A%
03/29/2017 97.777952 -0.17% N/A%
03/28/2017 98.102854 0.16% N/A%
03/27/2017 98.289539 0.35% N/A%
03/24/2017 98.138763 0.20% N/A%
03/23/2017 98.032498 0.09% N/A%
03/22/2017 98.013676 0.07% N/A%
03/21/2017 98.291929 0.36% N/A%
03/20/2017 98.450639 0.52% N/A%
03/17/2017 98.428910 0.50% N/A%
03/16/2017 98.626902 0.70% N/A%
03/15/2017 98.798569 0.87% N/A%
03/14/2017 98.714818 0.79% N/A%
03/13/2017 98.616219 0.69% N/A%
03/10/2017 98.702226 0.78% N/A%
03/09/2017 98.778770 0.85% N/A%
03/08/2017 98.626223 0.70% N/A%
03/07/2017 98.784004 0.86% N/A%
03/06/2017 98.784443 0.86% N/A%
03/03/2017 98.438319 0.51% N/A%
03/02/2017 98.245333 0.31% N/A%
03/01/2017 98.221990 0.29% N/A%
02/28/2017 98.091796 0.15% N/A%
02/27/2017 98.122968 0.18% N/A%
02/24/2017 98.102414 0.16% N/A%
02/23/2017 98.126745 0.19% N/A%
02/22/2017 98.183635 0.25% N/A%
02/21/2017 98.181255 0.24% N/A%
02/20/2017 98.114519 0.18% N/A%
02/17/2017 98.469981 0.54% N/A%
.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com/ and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.