Trust and Investments

At UnionBank Trust and Investment Services Group, we understand that individuals may have distinct financial needs and objectives.

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UnionBank Intermediate Term Fixed Income Portfolio

The UBP Intermediate Term Fixed Income Portfolio is a peso-denominated fund that seeks regular income by investing in a diversified portfolio of primarily investment-grade fixed-income instruments. It seeks capital preservation with competitive fixed-income returns and relatively low earnings volatility.

 

Launch Date: January 12, 2004
Currency of Participation: Philippine Peso
Minimum Investment: PHP100,000.00
Return Objective: The Fund is a peso-denominated fund that seeks regular income by investing in a diversified portfolio of primarily investment-grade fixed-income instruments..
Risk Parameters:

Credit Risk - LOW
- Limited to government securities and investment-grade corporate bonds

Market Risk -LOW
-Modified Duration: 3

Modified Duration - is the percentage price change of a fixed income instrument for a given change in the level of interest rates. Duration of 1 means that the price of a fixed income instrument is expected to change by 1% for every 100 basis point (1%) shift in the level of interest rates. The higher the duration of an instrument, the higher its risk (all other factors kept equal).
Interest rates have an inverse relationship with fixed income prices so that an increase in interest rates generally leads to a decrease in fixed income prices and vise versa.

Liquidity: At least 5% of investments will be in highly liquid instruments.
Initial NAV per Unit: PHP 100.00
Time Horizon:

All individuals of legal age and corporations with a short to medium investment horizon
- 90 day minimum holding period
- Early redemption fee of 0.25% flat on redeemed amount or PHP500, whichever is higher

Regulatory: Subject to Bangko Sentral ng Pilipinas regulations governing the creation, administration and investments of Unit Investment Trust Funds as outlined in BSP Circular 447 Series of 2004 and Section UX410 of the Manual of Regulations for Banks.
Valuation Method: Mark-to-market value of the Fund revalued daily less fees and applicable taxes
Acceptance & Withdrawal Procedure: Investments into the fund may be accepted on any banking day, at the prevailing NAV per unit. All investments and withdrawals should be processed before 12 noon. Withdrawals will be funded one (1) banking days after the date of transaction.
Trust Fee: .75% p.a. based on the total market value of the fund.

 

Historical - UnionBank Intermediate Term Fixed Income
Mar 27, 2017
DateNavPuYTDYOY
03/24/2017 155.793830 0.63% -0.44%
03/23/2017 155.733953 0.60% -0.48%
03/22/2017 155.946359 0.73% -0.28%
03/21/2017 156.302899 0.96% 0.00%
03/20/2017 156.296118 0.96% 0.00%
03/17/2017 156.252242 0.93% -0.39%
03/16/2017 156.433332 1.05% -0.30%
03/15/2017 156.237549 0.92% -0.35%
03/14/2017 156.023033 0.78% -0.48%
03/13/2017 156.031184 0.79% -0.45%
03/10/2017 156.233061 0.92% -0.38%
03/09/2017 156.047228 0.80% -0.52%
03/08/2017 156.458929 1.06% -0.21%
03/07/2017 156.456336 1.06% -0.23%
03/06/2017 156.472385 1.07% -0.32%
03/03/2017 156.331430 0.98% -0.41%
03/02/2017 156.196586 0.89% -0.57%
03/01/2017 156.234639 0.92% -0.42%
02/28/2017 156.396646 1.02% -0.38%
02/27/2017 156.435724 1.05% -0.35%
02/24/2017 156.226348 0.91% -0.44%
02/23/2017 156.208946 0.90% -0.36%
02/22/2017 156.166455 0.87% -0.31%
02/21/2017 156.169541 0.88% -0.24%
02/20/2017 156.175873 0.88% -0.23%
02/17/2017 156.262161 0.94% 0.03%
02/16/2017 156.136151 0.86% -0.08%
02/15/2017 156.452911 1.06% 0.12%
02/14/2017 156.712449 1.23% 0.23%
02/13/2017 156.586152 1.15% 0.15%
02/10/2017 156.755498 1.26% 0.20%
02/09/2017 156.865806 1.33% 0.26%
02/08/2017 156.856329 1.32% 0.15%
02/07/2017 156.767631 1.26% 0.09%
02/06/2017 156.641828 1.18% 0.01%
02/03/2017 156.594708 1.15% 0.29%
02/02/2017 156.639107 1.18% 0.13%
02/01/2017 156.521111 1.10% -0.07%
01/31/2017 156.520798 1.10% -0.07%
01/30/2017 156.379998 1.01% -0.16%
01/27/2017 156.337973 0.99% 0.26%
01/26/2017 156.292489 0.96% 0.24%
01/25/2017 156.258217 0.93% 0.24%
01/24/2017 156.200137 0.90% 0.19%
01/23/2017 156.377383 1.01% 0.31%
01/20/2017 156.247756 0.93% 0.10%
01/19/2017 156.413047 1.03% 0.32%
01/18/2017 156.312443 0.97% 0.33%
01/17/2017 156.386169 1.02% 0.33%
01/16/2017 156.360216 1.00% 0.31%
01/13/2017 156.364465 1.00% 0.33%
01/12/2017 156.284965 0.95% 0.32%
01/11/2017 156.034396 0.79% 0.01%
01/10/2017 156.069427 0.81% 0.06%
01/09/2017 156.036646 0.79% 0.03%
01/06/2017 156.292802 0.96%% 0.13%%
01/05/2017 156.061736 0.81%% 0.01%%
01/04/2017 155.153496 0.22% -0.44%
01/03/2017 154.929139 0.08% -0.67%
12/29/2016 154.803033 -0.75%% -0.75%%
12/28/2016 154.694081 -0.82% -0.76%
12/27/2016 154.641705 -0.86% -0.46%
12/23/2016 154.817158 -0.75% -0.35%
12/22/2016 154.599921 -0.88% -0.73%
12/21/2016 154.669796 -0.84% -0.70%
12/20/2016 154.746799 -0.79% -1.02%
12/19/2016 154.497011 -0.95% -1.18%
12/16/2016 154.583990 -0.89% -0.93%
12/15/2016 154.348580 -1.05% -1.17%
12/14/2016 154.387480 -1.02% -1.14%
12/13/2016 154.642420 -0.86% -0.86%
12/12/2016 154.438305 -0.99% -0.99%
12/09/2016 154.646206 -0.85% -0.83%
12/08/2016 154.983539 -0.64%% -0.63%%
12/07/2016 154.761032 -0.78% -0.92%
12/06/2016 154.356714 -1.04% -1.17%
12/05/2016 154.510390 -0.94% -1.07%
12/02/2016 154.674302 -0.84% -1.11%
12/01/2016 154.302715 -1.08% -1.10%
11/29/2016 154.952459 -0.66%% -0.74%%
11/28/2016 154.034298 -1.25% -1.33%
11/25/2016 154.321530 -1.06% -1.14%
11/24/2016 154.290392 -1.08% -1.15%
11/23/2016 154.513395 -0.94% -0.98%
11/22/2016 154.542584 -0.92% -0.95%
11/21/2016 154.937056 -0.67% -0.70%
11/18/2016 155.253244 -0.47% -0.48%
11/17/2016 155.706856 -0.17% -0.19%
11/16/2016 155.772634 -0.13% -0.14%
11/15/2016 155.236147 -0.48%% -0.61%%
11/14/2016 155.091361 -0.57% -0.70%
11/11/2016 155.817854 -0.10% -0.13%
11/10/2016 156.225358 0.16% 0.17%
11/09/2016 156.739627 0.49% 0.45%
11/08/2016 156.883707 0.58% 0.58%
11/07/2016 156.663958 0.44% 0.44%
11/04/2016 156.800394 0.53% 0.34%
11/03/2016 156.555426 0.37% 0.18%
11/03/2016 154.542584 -0.92% -0.95%
11/02/2016 156.656871 0.43% 0.22%
10/28/2016 156.786258 0.52% 0.20%
10/27/2016 157.112047 0.73% 0.95%
10/26/2016 157.125555 0.73% 0.95%
10/25/2016 157.282111 0.84% 1.01%
10/24/2016 157.251576 0.82% 0.99%
10/21/2016 157.178015 0.77% 0.90%
10/20/2016 157.372264 0.89% 1.04%
10/19/2016 157.006688 0.66% 0.80%
10/18/2016 156.891917 0.58% 0.85%
10/17/2016 157.367910 0.89% 1.15%
10/14/2016 157.568611 1.02% 1.17%
10/13/2016 157.595482 1.04% 1.15%
10/12/2016 157.687853 1.10% 1.24%
10/11/2016 157.803421 1.17% 1.40%
10/10/2016 158.219664 1.44% 1.67%
10/07/2016 158.221705 1.44% 1.89%
10/06/2016 158.242019 1.45% 1.85%
10/05/2016 158.261953 1.46% 1.88%
10/04/2016 158.305747 1.49% 2.11%
10/03/2016 158.300131 1.49% 2.11%
09/30/2016 158.305893 1.49% 1.96%
09/29/2016 158.370201 1.53% 2.20%
09/28/2016 158.387780 1.54% 2.11%
09/27/2016 158.343754 1.52% 1.86%
09/26/2016 158.451015 1.58% 1.93%
09/23/2016 158.540555 1.64% 1.90%
09/22/2016 158.519347 1.63% 1.90%
09/21/2016 158.348093 1.52% 1.74%
09/21/2016 160.049328 2.61% 3.29%
09/20/2016 158.320643 1.50% 1.69%
09/19/2016 158.506509 1.62% 1.81%
09/16/2016 158.554286 1.65% 1.91%
09/15/2016 158.639354 1.71% 1.97%
09/14/2016 158.602869 1.68% 2.09%
09/14/2016 158.602869 1.68% 2.05%
09/13/2016 159.164068 2.04% 2.45%
09/09/2016 159.252884 2.10% 2.34%
09/08/2016 159.191513 2.06%% 2.33%%
09/07/2016 159.205582 2.07% 2.34%
09/06/2016 159.176148 2.05% 2.44%
09/05/2016 159.198174 2.06% 2.45%
09/02/2016 159.148332 2.03% 2.35%
09/01/2016 159.138362 2.03%% 2.33%%
08/31/2016 159.120894 2.01%% 2.42%%
08/30/2016 159.068384 1.98% 2.38%
08/26/2016 159.183831 2.05% 2.30%
08/25/2016 159.191777 2.06% 2.43%
08/24/2016 159.191888 2.06% 2.32%
08/23/2016 159.825494 2.47% 2.81%
08/22/2016 159.817943 2.46% 2.81%
08/19/2016 159.738105 2.41% 2.76%
08/18/2016 159.769385 2.43% 2.70%
08/17/2016 159.695173 2.38% 2.76%
08/16/2016 159.708494 2.39% 2.70%
08/15/2016 159.600371 2.32% 2.72%
08/12/2016 159.706074 2.39% 2.65%
08/11/2016 159.913418 2.52% 2.79%
08/10/2016 159.780625 2.44% 2.66%
08/09/2016 159.822721 2.46% 2.92%
08/08/2016 159.839667 2.47% 2.93%
08/05/2016 159.853291 2.48% 2.92%
08/04/2016 160.028818 2.60% 3.03%
08/04/2016 159.863570 2.49% 3.03%
08/04/2016 159.863570 2.49% 3.03%
08/03/2016 160.108547 2.65% 3.19%
08/03/2016 160.108547 2.65% 3.08%
08/02/2016 160.014304 2.59% 3.02%
08/02/2016 160.014304 2.59% 3.03%
08/01/2016 160.274698 2.75% 3.20%
08/01/2016 160.274698 2.75% 3.20%
07/29/2016 160.075172 2.63%% 3.11%%
07/29/2016 160.075172 2.63% 3.34%
07/28/2016 160.250444 2.74% 3.45%
07/28/2016 160.250444 2.74% 3.43%
07/27/2016 160.164701 2.68% 3.37%
07/27/2016 160.164701 2.68% 3.42%
07/26/2016 160.049328 2.61% 3.35%
07/26/2016 160.049328 2.61% 3.29%
07/25/2016 160.026301 2.59% 3.28%
07/25/2016 160.026301 2.59% 3.28%
07/22/2016 159.545893 2.29% 3.01%
07/22/2016 159.545893 2.29% 3.10%
07/21/2016 159.883589 2.50% 3.31%
07/21/2016 159.883589 2.50% 3.28%
07/21/2016 159.883589 2.50% 3.28%
07/20/2016 159.961792 2.55% 3.33%
07/20/2016 159.961792 2.55% 3.32%
07/19/2016 159.820427 2.46% 3.23%
07/19/2016 159.820427 2.46% 3.21%
07/18/2016 159.816274 2.46% 3.32%
07/18/2016 159.816274 2.46% 3.21%
07/15/2016 159.740575 2.41% 3.16%
07/15/2016 159.740575 2.41% 3.12%
07/14/2016 159.369144 2.17% 2.88%
07/14/2016 159.369144 2.17% 2.61%
07/13/2016 159.457257 2.23% 2.67%
07/13/2016 159.457257 2.23% 2.71%
07/12/2016 159.481731 2.25% 2.73%
07/12/2016 159.481731 2.25% 2.82%
07/11/2016 159.362994 2.17% 2.74%
.

1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com/ and a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.