Trust and Investments

At UnionBank Trust and Investment Services Group, we understand that individuals may have distinct financial needs and objectives.

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Unionbank Peso Balanced Portfolio

The UnionBank Peso Balanced Portfolio is a peso-denominated UITF which provides investors access to a diversified set of investment instruments in both equities and fixed income markets. The balanced approach to asset allocation is designed to provide income and potential growth from fixed income and equity investments but with less volatility than a portfolio invested entirely in stocks.The UnionBank Peso Balanced Portfolio is ideal for investors seeking attractive total returns with a medium to long term investment horizon.

 

Launch Date: February 15, 2011
Currency of Participation: Philippine Peso
Minimum Investment: PHP100,000.00
Return Objective:

The Fund is a peso-denominated fund that provides investor access to a diversified set of investment instruments in both equities and fixed-income markets. The balanced approach to asset allocation is designed to provide income and potential growth from fixed-income and equity investments but with less volatility than a portfolio invested entirely in equities.

Risk Parameters: 1. Credit Risk - LOW

Limited to Philippine government securities and investment grade fixed income instruments

2. Market Risk - MODERATE

- Modified Duration limit: 10

Modified Duration - is the percentage price change of a fixed income instrument for a given change in the level of interest rates. Duration of 1 means that the price of a fixed income instrument is expected to change by 1% for every 100 basis point (1%) shift in the level of interest rates. The higher the duration of an instrument, the higher its risk (all other factors kept equal).

Interest rates have an inverse relationship with fixed income prices so that an increase in interest rates generally leads to a decrease in fixed income prices and vise versa.

Liquidity: To ensure adequate liquidity to meet daily fund withdrawals, at least 2% of investments will be in highly liquid instruments
Initial NAV per Unit: PHP 100.00
Time Horizon: Designed for investors with a medium to long-term investment horizon

- 90-day minimum holding period
- Early redemption fee of 0.25% flat on redeemed amount or PHP500, whichever is higher

Regulatory: Subject to Bangko Sentral ng Pilipinas regulations governing the creation, administration and investments of Unit Investment Trust Funds as outlined in BSP Circular 447 Series of 2004 and Section UX410 of the Manual of Regulations for Banks.
Tax: Subject to regular withholding tax of 20% on interest income
Acceptance & Withdrawal Procedure: Investments into the fund may be accepted on any banking day, at the prevailing NAV per unit. All investments and withdrawals should be processed before 12 noon. Withdrawals will be funded four (4) banking days after the date of transaction.
Trust Fee:
2% p.a. on the market value of the fund

 

 

 

Account Opening Procedures
Accounts may be opened at any UnionBank branch
Only cleared funds from an UnionBank savings account are acceptable for investment
Investments and withdrawals may be made at any UnionBank branch

 

All Unit Investment Trust Funds (UITFs) are regulated by the Bangko Sentral ng Pilipinas. UITF investments are not insured with the PDIC and do not carry a guaranteed rate of return. Past performance is not necessarily a guide to future performance. Gains and losses are solely for the account of the investor. A copy of the BSP-approved UITF Plan is available for inspection by any UITF investor.

 

Historical - Unionbank Peso Balanced Portfolio
Apr 23, 2017
DateNavPuYTDYOY
04/20/2017 127.259442 4.48% 1.86%
04/19/2017 126.954768 4.23% 1.24%
04/18/2017 127.285213 4.50% 1.59%
04/17/2017 127.121084 4.37% 1.10%
04/12/2017 127.560693 4.73% 1.40%
04/11/2017 127.460399 4.64% 1.45%
04/10/2017 127.707331 4.85% 2.27%
04/07/2017 127.435851 4.62% 2.26%
04/06/2017 126.914815 4.20%% 2.42%%
04/05/2017 127.218362 4.44% 2.56%
04/04/2017 125.725388 3.22% 0.89%
04/03/2017 124.761212 2.43% -0.05%
03/31/2017 124.530205 2.24%% -15.73%%
03/30/2017 124.809306 2.47% -0.01%
03/29/2017 124.751536 2.42% 0.26%
03/28/2017 124.920280 2.56% 0.28%
03/27/2017 124.332703 2.08% -0.07%
03/24/2017 124.722073 2.40% 0.25%
03/23/2017 125.224751 2.81% 0.65%
03/22/2017 124.738492 2.41% 0.45%
03/21/2017 125.474915 3.01% 0.75%
03/20/2017 125.770968 3.26% 1.07%
03/17/2017 126.068793 3.50% 1.54%
03/17/2017 124.751536 2.42% 0.26%
03/16/2017 125.657293 3.16% 2.37%
03/15/2017 125.471106 3.01% 1.73%
03/14/2017 125.723733 3.22% 1.85%
03/13/2017 125.564589 3.09% 1.28%
03/10/2017 124.763789 2.43% 1.61%
03/09/2017 125.881793 3.35% 3.83%
03/08/2017 125.860340 3.33% 3.45%
03/07/2017 125.788436 3.27% 3.45%
03/06/2017 126.431333 3.80% 4.26%
03/03/2017 125.907806 3.37% 3.58%
03/02/2017 125.590168 3.11% 3.93%
03/01/2017 125.102957 2.71% 4.63%
02/28/2017 125.110413 2.71% 4.98%
02/27/2017 125.497966 3.03% 5.30%
02/24/2017 125.775850 3.26% 5.44%
02/23/2017 126.218308 3.62% 5.44%
02/22/2017 125.897472 3.36% 5.22%
02/21/2017 125.384898 2.94% 5.13%
02/20/2017 126.238017 3.64% 5.84%
02/17/2017 126.022613 3.46% 7.00%
02/16/2017 126.008661 3.45% 6.75%
02/15/2017 125.166304 2.76% 7.19%
02/14/2017 125.622092 3.13% 8.17%
02/13/2017 126.432297 3.80% 8.87%
02/10/2017 125.897091 3.36% 8.66%
02/09/2017 126.218334 3.62% 8.70%
02/08/2017 126.193701 3.60% 7.39%
02/07/2017 126.433110 3.80% 7.59%
02/06/2017 126.807113 4.11% 7.91%
02/03/2017 126.204536 3.61% 9.27%
02/02/2017 126.235689 3.64% 8.07%
02/01/2017 126.260639 3.66% 7.99%
01/31/2017 126.027805 3.47% 8.00%
01/30/2017 126.732754 4.05% 8.61%
01/27/2017 125.951425 3.40% 9.21%
01/26/2017 126.068754 3.50% 10.91%
01/25/2017 125.813661 3.29% 9.40%
01/24/2017 126.024900 3.47% 11.44%
01/23/2017 126.195515 3.61% 11.59%
01/20/2017 124.987752 2.61% 9.55%
01/19/2017 124.933220 2.57% 8.27%
01/18/2017 124.188460 1.96% 7.98%
01/17/2017 124.074584 1.86% 6.32%
01/16/2017 125.694569 3.19% 7.71%
01/13/2017 125.564632 3.09% 6.73%
01/12/2017 125.772547 3.26% 8.44%
01/11/2017 125.448940 2.99% 8.45%
01/10/2017 125.566546 3.09% 4.91%
01/09/2017 124.700207 2.38% 4.19%
01/06/2017 124.912137 2.55%% 1.52%%
01/05/2017 124.412309 2.14%% 1.21%%
01/04/2017 123.116516 1.08% -0.07%
01/03/2017 121.582136 -0.18% -1.92%
01/03/2017 121.581778 -0.18% -1.92%
12/29/2016 121.799136 -1.74%% -1.74%%
12/28/2016 121.002736 -2.39% -2.45%
12/27/2016 119.684332 -3.45% -3.56%
12/23/2016 118.822025 -4.15% -4.25%
12/22/2016 119.111069 -3.91% -3.99%
12/21/2016 120.550670 -2.75% -2.65%
12/20/2016 119.446032 -3.64% -3.03%
12/19/2016 119.775903 -3.38% -2.76%
12/16/2016 121.652546 -1.86% -0.92%
12/15/2016 121.959350 -1.62% -0.02%
12/14/2016 122.071704 -1.52% 0.01%
12/13/2016 121.932489 -1.64% -0.61%
12/12/2016 122.419759 -1.24% -0.21%
12/09/2016 123.478433 -0.39% -1.08%
12/08/2016 123.252712 -0.57%% -1.22%%
12/07/2016 121.548489 -1.95% -3.33%
12/06/2016 121.611585 -1.90% -3.26%
12/05/2016 121.650232 -1.86% -3.23%
12/02/2016 122.827276 -0.92% -3.52%
12/01/2016 122.520755 -1.16% -3.70%
11/29/2016 121.685674 -1.84%% -3.59%%
11/28/2016 121.273452 -2.17% -3.91%
11/25/2016 121.480000 -2.00% -4.64%
11/24/2016 121.475960 -2.01% -4.12%
11/23/2016 120.854248 -2.51% -4.78%
11/22/2016 120.831335 -2.53% -3.74%
11/21/2016 122.729813 -0.99% -2.22%
11/18/2016 123.338227 -0.50% -1.09%
11/17/2016 123.134897 -0.67% -1.25%
11/16/2016 122.386970 -1.27% -1.13%
11/15/2016 121.997095 -1.59%% -2.53%%
11/14/2016 122.462019 -1.21% -2.16%
11/11/2016 123.750009 -0.17% -2.30%
11/10/2016 126.043349 1.68% -1.23%
11/09/2016 125.408151 1.17% -2.47%
11/08/2016 126.914806 2.38% -2.20%
11/07/2016 125.379052 1.14% -3.38%
11/04/2016 125.511626 1.25% -4.05%
11/03/2016 125.231445 1.02% -4.27%
11/03/2016 126.914806 2.38% -2.20%
11/02/2016 125.844907 1.52% -3.80%
10/28/2016 126.904123 2.37% -3.44%
10/27/2016 127.336965 2.72% -3.28%
10/26/2016 127.735048 3.04% -2.80%
10/25/2016 128.148454 3.38% -1.62%
10/24/2016 128.538149 3.69% -1.32%
10/21/2016 128.760891 3.87% 0.43%
10/20/2016 129.156703 4.19% 0.91%
10/19/2016 128.728935 3.85% 1.07%
10/18/2016 127.279341 2.68% 0.63%
10/17/2016 126.575562 2.11% 0.08%
10/14/2016 126.902893 2.37% 1.51%
10/13/2016 126.413526 1.98% -0.11%
10/12/2016 127.408660 2.78% -0.10%
10/11/2016 128.626835 3.76% 1.62%
10/10/2016 128.218179 3.43% 1.30%
10/07/2016 128.815292 3.92% 2.74%
10/06/2016 129.557259 4.51% 3.67%
10/05/2016 129.771712 4.69% 4.95%
10/04/2016 130.247814 5.07% 6.11%
10/03/2016 129.647950 4.59% 5.63%
09/30/2016 128.767204 3.88% 4.90%
09/29/2016 129.868736 4.76% 5.55%
09/28/2016 128.559798 3.71% 4.96%
09/27/2016 128.338893 3.53% 4.29%
09/26/2016 128.938858 4.01% 4.77%
09/23/2016 129.670604 4.61% 5.14%
09/22/2016 129.826239 4.73% 4.25%
09/21/2016 129.190707 4.22% 3.00%
09/20/2016 128.762010 3.87% 2.69%
09/19/2016 128.224606 3.44% 2.26%
09/16/2016 128.326614 3.52% 2.28%
09/15/2016 129.413833 4.40% 3.12%
09/14/2016 128.421199 3.60% 3.90%
09/14/2016 128.421199 3.60% 3.31%
09/13/2016 128.466888 3.63% 3.94%
09/09/2016 128.549994 3.70% 3.06%
09/08/2016 129.207297 4.23%% 3.79%%
09/07/2016 129.105136 4.15% 3.38%
09/06/2016 129.860935 4.76% 2.66%
09/05/2016 130.155743 5.00% 2.90%
09/02/2016 130.348270 5.15% 2.84%
09/01/2016 130.078715 4.93%% 2.54%%
08/31/2016 129.952718 4.83%% 2.05%%
08/30/2016 129.874684 4.77% 1.99%
08/26/2016 130.146617 4.99% 4.01%
08/25/2016 130.419368 5.21% 5.37%
08/24/2016 130.295451 5.11% 6.99%
08/23/2016 131.304067 5.92% 7.25%
08/22/2016 131.886443 6.39% 2.33%
08/19/2016 131.539587 6.11% 2.07%
08/18/2016 131.052292 5.72% 0.96%
08/17/2016 130.612984 5.37% 0.48%
08/16/2016 131.251323 5.88% 0.60%
08/15/2016 130.784148 5.50% -0.88%
08/12/2016 131.153353 5.80% -0.79%
08/11/2016 132.813998 7.14% -0.63%
08/10/2016 132.487701 6.88% -0.33%
08/09/2016 132.361310 6.78% -0.06%
08/05/2016 131.944287 6.44% -1.19%
08/05/2016 131.922192 6.42% -0.39%
08/04/2016 131.592868 6.16% -1.46%
08/04/2016 131.831905 6.35% -0.71%
08/04/2016 131.831905 6.35% -0.71%
08/03/2016 130.998243 5.68% -1.34%
08/03/2016 130.998243 5.68% -1.09%
08/02/2016 132.076142 6.55% -0.27%
08/02/2016 132.076142 6.55% -1.19%
08/01/2016 131.815687 6.34% -1.38%
08/01/2016 131.815687 6.34% -1.38%
07/29/2016 131.535304 6.11%% -0.08%%
07/29/2016 131.535304 6.11% -0.15%
07/28/2016 132.058035 6.53% 0.25%
07/28/2016 132.058035 6.53% 0.23%
07/27/2016 132.318167 6.74% 0.43%
07/27/2016 132.318167 6.74% 0.03%
07/26/2016 131.943345 6.44% -0.26%
07/26/2016 131.943345 6.44% -1.01%
07/25/2016 132.240832 6.68% -0.79%
07/25/2016 132.240832 6.68% -0.79%
07/22/2016 131.953112 6.45% -1.24%
07/22/2016 131.953112 6.45% -0.64%
.

1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com/ and a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.