Trust and Investments

At UnionBank Trust and Investment Services Group, we understand that individuals may have distinct financial needs and objectives.

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UnionBank Peso Short Term Fixed Income Portfolio

UnionBank Peso Short Term Fixed Income Portfolio is a peso-denominated unit investment trust fund designed to provide investors a higher-yielding, liquid outlet for their short-term, transactional funds. UnionBank Peso Short Term Fixed Income Portfolio is ideal for investors with a short-term investment horizon looking for enhanced yields and the flexibility to immediately access their funds.

 

Launch Date: February 8, 2006
Currency of Participation: Philippine Peso
Minimum Investment: No Minimum Investment
Return Objective: Capital preservation with enhanced yields by investing in a diversified portfolio of short-term, highly liquid fixed-income securities, term deposits and other money market instruments
Risk Parameters: 1. Credit Risk - LOW

- Limited to Philippine government and investment grade entities

2. Market Risk - LOW

- Modified Duration Limit: 1

Modified Duration
- is the percentage price change of a fixed income instrument for a given change in the level of interest rates. Duration of 1 means that the price of a fixed income instrument is expected to change by 1% for every 100 basis point (1%) shift in the level of interest rates. The higher the duration of an instrument, the higher its risk (all other factors kept equal).

Liquidity: To ensure adequate liquidity to meet daily fund withdrawals, at least 5% of investment will be in highly liquid instruments
Initial NAV per unit : PHP 100.00
Time Horizon: Designed for investors with a short to medium-term investment horizon

- No Minimum Holding Period

Regulatory: Subject to Bangko Sentral ng Pilipinas regulations governing the creation, administration and investments of Unit Investment Trust Funds as outlined in BSP Circular 447 Series of 2004 and Section UX410 of the Manual of Regulations for Banks
Tax: Subject to regular withholding tax of 20% on interest income
Acceptance & Withdrawal Procedure: Investments are subject to 12NN cut-off for deposit and withdrawal transactions. Funds withdrawn are paid directly into client’s linked CASA account one (1) business day after transaction date.
Valuation Method: Mark-to-market value of the Fund revalued daily less fees and applicable taxes
Trust Fee:
  • 1% p.a. based on the total market value of the fund.

 

Account Opening Procedures
Accounts may be opened at any UnionBank branch
Only cleared funds from an UnionBank savings account are acceptable for investment
Investments and withdrawals may be made at any UnionBank branch

 

All Unit Investment Trust Funds (UITFs) are regulated by the Bangko Sentral ng Pilipinas. UITFs are not deposit accounts and are not insured by the PDIC. UITFs do not carry a guaranteed rate of return. Past performance is not necessarily a guide to future performance. Gains and losses are solely for the account of the investor. A copy of the BSP approved UITF Plan is available for inspection by any UITF investor.

Historical - UnionBank Peso Short Term Fixed Income
May 25, 2017
DateNavPuYTDYOY
05/23/2017 134.306358 0.82% 1.06%
05/22/2017 134.302135 0.82% 1.09%
05/19/2017 134.248715 0.78% 0.97%
05/18/2017 134.050649 0.63% 0.90%
05/17/2017 133.986880 0.58% 0.85%
05/16/2017 133.971878 0.57% 0.85%
05/15/2017 134.062317 0.64% 0.91%
05/12/2017 134.041509 0.62% 0.91%
05/11/2017 134.047708 0.63% 0.92%
05/10/2017 133.969369 0.57% 0.85%
05/09/2017 133.989232 0.59% 0.95%
05/08/2017 133.986055 0.58% 0.95%
05/05/2017 133.952071 0.56% 0.91%
05/04/2017 133.947059 0.55% 0.93%
05/03/2017 133.825543 0.46% 0.83%
05/02/2017 133.813944 0.45% 0.82%
04/27/2017 133.764954 0.42% 0.80%
04/26/2017 133.768521 0.42% 0.82%
04/25/2017 133.755994 0.41% 0.81%
04/24/2017 133.751164 0.41% 0.81%
04/21/2017 133.711560 0.38% 0.80%
04/20/2017 133.739285 0.40% 0.84%
04/19/2017 133.727955 0.39% 0.84%
04/18/2017 133.705972 0.37% 0.82%
04/17/2017 133.705451 0.37% 0.83%
04/12/2017 133.677865 0.35% 0.81%
04/11/2017 133.679686 0.35% 0.77%
04/10/2017 133.645674 0.33% 0.81%
04/07/2017 133.608578 0.30% 0.79%
04/06/2017 133.578218 0.28%% 0.77%%
04/05/2017 133.564201 0.27% 0.76%
04/04/2017 133.552301 0.26% 0.76%
04/03/2017 133.607308 0.30% 0.82%
03/31/2017 133.579337 0.28%% 1.66%%
03/30/2017 133.576514 0.28% 0.81%
03/29/2017 133.735276 0.40% 0.93%
03/28/2017 133.744515 0.40% 0.94%
03/27/2017 133.780624 0.43% 0.91%
03/24/2017 133.759072 0.41% 0.89%
03/23/2017 133.757919 0.41% 0.89%
03/22/2017 133.686840 0.36% 0.84%
03/21/2017 133.557163 0.26% 0.75%
03/20/2017 133.503152 0.22% 0.75%
03/17/2017 133.511664 0.23% 0.76%
03/16/2017 133.682360 0.36% 0.89%
03/15/2017 133.783852 0.43% 0.98%
03/14/2017 133.778383 0.43% 0.98%
03/13/2017 133.675535 0.35% 0.89%
03/10/2017 133.746435 0.40% 0.96%
03/09/2017 133.731779 0.39% 0.95%
03/08/2017 133.774006 0.42% 1.07%
03/07/2017 133.652251 0.33% 0.86%
03/06/2017 133.661830 0.34% 0.81%
03/03/2017 133.647189 0.33% 0.89%
03/02/2017 133.675278 0.35% 0.91%
03/01/2017 133.793059 0.44% 1.08%
02/28/2017 133.668943 0.35% 1.01%
02/27/2017 133.552415 0.26% 0.92%
02/24/2017 133.535793 0.25% 0.91%
02/23/2017 133.527241 0.24% 0.91%
02/22/2017 133.517268 0.23% 0.90%
02/21/2017 133.515183 0.23% 0.91%
02/20/2017 133.518128 0.23% 0.91%
02/17/2017 133.505937 0.22% 1.01%
02/16/2017 133.359656 0.11% 0.90%
02/15/2017 133.495892 0.22% 1.01%
02/14/2017 133.488403 0.21% 1.01%
02/13/2017 133.482658 0.21% 1.00%
02/10/2017 133.451664 0.18% 0.86%
02/09/2017 133.460972 0.19% 0.86%
02/08/2017 133.454227 0.18% 0.73%
02/07/2017 133.726377 0.39% 0.93%
02/06/2017 133.681482 0.35% 0.90%
02/03/2017 133.666779 0.34% 0.96%
02/02/2017 133.667275 0.34% 1.00%
02/01/2017 133.664154 0.34% 0.94%
01/31/2017 133.658641 0.34% 0.93%
01/30/2017 133.641363 0.32% 0.91%
01/27/2017 133.629504 0.32% 0.98%
01/26/2017 133.621714 0.31% 1.00%
01/25/2017 133.616338 0.31% 0.99%
01/24/2017 133.592126 0.29% 0.97%
01/23/2017 133.615120 0.30% 0.99%
01/20/2017 133.629433 0.32% 1.01%
01/19/2017 133.625610 0.31% 1.01%
01/18/2017 133.358633 0.11% 0.81%
01/17/2017 133.356410 0.11% 0.81%
01/16/2017 133.340751 0.10% 0.80%
01/13/2017 133.334372 0.09% 0.80%
01/12/2017 133.194575 -0.01% 0.70%
01/11/2017 133.257752 0.04% 0.75%
01/10/2017 133.252660 0.03% 0.75%
01/09/2017 133.248235 0.03% 0.75%
01/06/2017 133.234824 0.02%% 0.74%%
01/05/2017 133.229576 0.02%% 0.76%%
01/04/2017 133.224667 0.01% 0.76%
01/03/2017 133.248235 0.03% 0.75%
12/29/2016 133.200483 0.73%% 0.74%%
12/28/2016 133.257763 0.78% 0.78%
12/27/2016 133.252980 0.77% 0.79%
12/23/2016 133.233842 0.76% 0.78%
12/22/2016 133.227595 0.75% 0.78%
12/21/2016 133.271265 0.79% 0.88%
12/20/2016 133.287546 0.80% 0.90%
12/19/2016 133.166237 0.71% 0.81%
12/16/2016 133.265614 0.78% 0.89%
12/15/2016 133.174343 0.71% 0.78%
12/14/2016 133.194440 0.73% 0.80%
12/13/2016 133.275875 0.79% 0.87%
12/12/2016 133.268842 0.78% 0.87%
12/09/2016 133.257987 0.78% 0.92%
12/08/2016 133.253174 0.77%% 0.85%%
12/07/2016 133.250089 0.77% 0.85%
12/06/2016 133.245613 0.77% 0.85%
12/05/2016 133.240694 0.76% 0.85%
12/02/2016 133.815909 1.20% 1.29%
12/01/2016 133.811185 1.19% 1.29%
11/29/2016 133.802601 1.19%% 1.32%%
11/28/2016 133.798371 1.18% 1.32%
11/25/2016 133.785894 1.17% 1.31%
11/24/2016 133.748504 1.15% 1.28%
11/23/2016 133.866281 1.24% 1.38%
11/22/2016 133.862073 1.23% 1.39%
11/21/2016 133.855251 1.23% 1.38%
11/18/2016 134.083627 1.40% 1.56%
11/17/2016 134.085949 1.40% 1.57%
11/16/2016 134.085999 1.40% 1.57%
11/15/2016 133.934721 1.29%% 1.46%%
11/14/2016 133.876987 1.24% 1.42%
11/11/2016 133.866292 1.24% 1.35%
11/10/2016 133.860729 1.23% 1.34%
11/09/2016 133.854749 1.23% 1.34%
11/08/2016 133.862015 1.23% 1.35%
11/07/2016 133.859068 1.23% 1.35%
11/04/2016 133.841229 1.22% 1.37%
11/03/2016 134.190199 1.48% 1.63%
11/02/2016 134.137660 1.44% 1.59%
10/28/2016 134.100347 1.41% 1.57%
10/27/2016 134.081151 1.40% 1.56%
10/26/2016 134.075959 1.39% 1.56%
10/25/2016 134.003242 1.34% 1.51%
10/24/2016 133.999951 1.34% 1.51%
10/21/2016 134.038390 1.37% 1.54%
10/20/2016 134.035117 1.36% 1.54%
10/19/2016 134.023623 1.35% 1.53%
10/18/2016 134.158139 1.46% 1.64%
10/17/2016 134.152950 1.45% 1.63%
10/14/2016 134.143128 1.44% 1.64%
10/13/2016 134.142047 1.44% 1.64%
10/12/2016 134.138197 1.44% 1.63%
10/11/2016 134.043629 1.37% 1.57%
10/10/2016 134.065722 1.39% 1.59%
10/07/2016 134.071960 1.39% 1.60%
10/06/2016 133.601725 1.04% 1.24%
10/05/2016 133.599976 1.03% 1.24%
10/04/2016 133.596662 1.03% 1.26%
10/03/2016 133.592662 1.03% 1.26%
09/30/2016 133.581794 1.02% 1.26%
09/29/2016 133.573197 1.01% 1.25%
09/28/2016 133.570756 1.01% 1.25%
09/27/2016 133.527918 0.98% 1.23%
09/26/2016 133.524571 0.98% 1.22%
09/23/2016 133.511896 0.97% 1.22%
09/22/2016 133.525165 0.98% 1.23%
09/21/2016 133.513844 0.97% 1.17%
09/20/2016 133.513074 0.97% 1.15%
09/19/2016 133.512041 0.97% 1.15%
09/16/2016 133.502250 0.96% 1.21%
09/15/2016 133.494309 0.95% 1.21%
09/14/2016 133.492124 0.95% 1.20%
09/13/2016 133.540447 0.99% 1.26%
09/09/2016 133.523903 0.98% 1.24%
09/08/2016 133.596848 1.03%% 1.30%%
09/07/2016 133.517624 0.97% 1.24%
09/06/2016 133.514880 0.97% 1.25%
09/05/2016 133.511334 0.97% 1.25%
09/02/2016 133.502084 0.96% 1.24%
09/01/2016 133.499777 0.96%% 1.24%%
08/31/2016 133.497856 0.96%% 1.26%%
08/30/2016 133.267006 0.78% 1.08%
08/26/2016 133.205454 0.74% 1.03%
08/25/2016 133.203470 0.73% 1.03%
08/24/2016 133.199944 0.73% 1.03%
08/23/2016 133.195491 0.73% 1.03%
08/22/2016 133.143147 0.69% 1.00%
08/19/2016 133.125208 0.67% 0.98%
08/18/2016 133.122413 0.67% 0.96%
08/17/2016 133.168176 0.71% 1.00%
08/16/2016 133.165904 0.71% 0.97%
08/15/2016 133.159590 0.70% 0.98%
08/12/2016 133.150192 0.69% 0.97%
08/11/2016 133.147099 0.69% 0.97%
08/10/2016 133.140464 0.69% 0.97%
08/09/2016 133.141236 0.69% 0.98%
08/08/2016 133.137870 0.68% 0.97%
08/05/2016 133.128141 0.68% 0.98%
08/04/2016 133.125531 0.68% 0.98%
08/03/2016 133.118987 0.67% 0.97%
08/02/2016 133.115648 0.67% 0.98%
08/01/2016 133.191400 0.72% 1.04%
.

1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com/ and a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keep your device virus-free. Make sure you have an updated anti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keep your device virus-free. Make sure you have an updated anti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit the Safe Surfing Guidelines page or call our 24-hour Customer Support at (02) 8418600.